DynastyOS for CPAs & Tax Professionals
Bridge the Gap Between Tax Planning and Estate Planning
You see the tax implications of poor estate planning every day. Your clients need trusts for tax efficiency — GRAT, SLAT, IDGT, CRT structures — but you cannot draft them. Until now. Earn $250–$500 per trust and become the full-service advisor.
The Problem
You See the Tax Damage. You Cannot Fix the Cause.
Every tax season, you see it: clients paying unnecessary estate taxes, missing the annual gift exclusion, holding appreciated assets outside of trusts, and losing wealth to probate. You know the solution is proper trust planning. But CPAs cannot draft trust documents.
So you refer them to an attorney. The attorney charges $3,000–$10,000. Half the time, the client does nothing. The other half, the attorney becomes the new trusted advisor. Either way, you lose — and so does the client.
What CPAs See Every Day
- ✕ Clients paying estate taxes that trusts could eliminate
- ✕ Appreciated assets held outside trust structures
- ✕ Missed annual gift exclusion and lifetime exemption
- ✕ Business owners with no succession plan
- ✕ Referrals to attorneys that lose the client relationship
The Solution
Recommend the Right Trust for Every Tax Situation
You already understand your clients' financial picture better than anyone. DynastyOS lets you recommend specific trust structures based on tax situations — and earn $250–$500 on every trust created.
Grantor Retained Annuity Trust
For clients with appreciating assets. Freeze estate value, transfer growth tax-free. Perfect when you spot a client with concentrated stock positions or business equity.
Spousal Lifetime Access Trust
For married clients who want to use the lifetime gift exemption while maintaining access through their spouse. Critical with the exemption sunset approaching in 2026.
Intentionally Defective Grantor Trust
For clients who want assets out of their estate but are willing to continue paying income taxes on trust income — effectively making tax-free gifts. A sophisticated strategy your clients will value.
Charitable Remainder Trust
For clients with highly appreciated assets seeking a current income tax deduction, income stream, and charitable legacy. The triple benefit makes this an easy conversation during tax planning.
When to Recommend Trusts
Tax Triggers That Signal Trust Opportunities
Tax Season Discoveries
During return preparation, you identify clients with estate tax exposure, large unrealized gains, or poor beneficiary structures. Instead of noting it for later, offer the solution: "I can help you set up a trust that addresses this — this week."
Business Sale or Succession
When a business owner is preparing to sell or transition, the tax implications are enormous. GRAT structures can freeze business value, IDGT strategies can facilitate sales to family trusts, and CRTs can defer capital gains. You see it first — now you can act on it.
Charitable Planning
Clients with charitable intent benefit from CRTs, charitable lead trusts, and donor-advised fund strategies. You already help them maximize deductions. Now help them build a charitable legacy with the right trust structure.
Retirement Distributions
Clients taking large IRA distributions or receiving inheritances subject to the SECURE Act's 10-year rule need trust structures to manage the tax impact. Accumulation trusts, conduit trusts, and see-through trusts — recommend the right one based on their tax picture.
Revenue Projections
What CPAs Earn With DynastyOS
Trust revenue complements your existing tax preparation and advisory fees. Expand your per-client value without expanding your team.
Tax Season Focus
5 Trusts/Month
Annual Revenue
Identify trust needs during tax return reviews. Seasonal burst.
Year-Round Advisory
10 Trusts/Month
Annual Revenue
Proactive trust recommendations throughout the year.
Full-Service Firm
20 Trusts/Month
Annual Revenue
Estate planning integrated into every client relationship.
Revenue projections are illustrative. Individual results vary based on client base, engagement level, and trust complexity.
How the CPA + Trust Workflow Works
Become the Full-Service Advisor
Your clients already see you as their most trusted financial professional. With DynastyOS, you complete the picture:
- ✓ Tax preparation + tax planning
- ✓ Estate planning + trust creation
- ✓ Wealth protection + legacy planning
- ✓ Business succession + exit planning
- ✓ Charitable planning + tax optimization
The Competitive Advantage
The CPA Who Offers Trusts Wins the Client for Life
When you can solve both the tax problem and the estate planning problem, clients have no reason to go anywhere else. You become the single point of contact for their entire financial life.
That means higher client retention, more referrals, and significantly higher lifetime client value. The average DynastyOS CPA partner increases per-client revenue by 40% within the first year.
No legal credentials required. DynastyOS handles the drafting and attorney review. You handle the client relationship and the tax strategy that drives the recommendation.
The Estate Tax Exemption Sunset Is Coming
The current $13.61M estate tax exemption is scheduled to drop to approximately $7M in 2026. That means millions of families who are currently exempt will suddenly face estate tax exposure. Your clients need trust planning NOW — before the exemption sunsets.
SLAT structures, in particular, allow married couples to lock in the current higher exemption before it drops. CPAs who can recommend and facilitate these structures will be in enormous demand through 2026.
Start Before the SunsetYour Clients Trust You With Their Taxes. Now Protect Their Legacy.
Stop referring clients to outside attorneys for estate planning. With DynastyOS, you recommend the right trust structure based on their tax situation, earn $250–$500 per trust, and become the full-service advisor they already think you are.