Revocable Living Trust

The foundation of most estate plans. Avoid probate, maintain full control during your lifetime, and ensure your assets pass seamlessly to your loved ones without court delays or public records.

What Is a Revocable Living Trust?

A revocable living trust is a legal document that places your assets into a trust during your lifetime. You serve as both the trustee and the beneficiary, maintaining complete control over your property. Because the trust is revocable, you can modify, amend, or dissolve it at any time.

When you pass away, the trust becomes irrevocable and your successor trustee distributes assets to your named beneficiaries according to your instructions. Because assets held in the trust are not part of your probate estate, they transfer immediately without court involvement, attorney fees, or public disclosure.

Unlike a will, which only takes effect after death and must go through probate, a revocable living trust provides a complete framework for managing your assets during your lifetime, during any period of incapacity, and after your death.

Is It Right for You?

Who Is a Revocable Living Trust For?

Families Who Want to Avoid Probate

Probate can take 6 to 18 months, cost 3-7% of your estate in fees, and make every asset and debt a matter of public record. A revocable living trust bypasses probate entirely, saving your family time, money, and privacy.

Homeowners With Property in Multiple States

Without a trust, real estate in each state requires a separate probate proceeding. A revocable living trust consolidates all property under one legal structure, avoiding ancillary probate in every state where you own property.

Parents of Minor Children

Name guardians, specify how and when assets are distributed to your children, and create structured provisions for education, healthcare, and living expenses. A trust gives you far more control than a simple will.

Anyone Concerned About Incapacity

If you become unable to manage your finances due to illness or injury, your successor trustee can step in immediately without court intervention. No conservatorship. No guardianship proceedings. No delays.

What You Get

Key Features

Complete Probate Avoidance

Assets in the trust bypass the probate process entirely, transferring directly to beneficiaries without court involvement.

Full Lifetime Control

You retain complete authority to buy, sell, and manage trust assets. Modify or revoke the trust at any time for any reason.

Privacy Protection

Unlike wills, trusts are private documents. Your assets, beneficiaries, and distribution terms never become public record.

Incapacity Planning

Your successor trustee manages trust assets seamlessly if you become incapacitated, without any court-supervised guardianship process.

Multi-State Coverage

One trust covers property in every state, eliminating the need for separate probate proceedings in each jurisdiction.

Pour-Over Will Included

A companion pour-over will catches any assets inadvertently left outside the trust and directs them into it after death.

Simple Process

How It Works

Complete Your Profile

Answer guided questions about your family, assets, and goals. Our AI analyzes your situation and confirms a revocable living trust is the right fit.

AI Drafts Your Trust

Our 100-Mind AI generates your complete trust package including the trust agreement, pour-over will, powers of attorney, and healthcare directives.

Attorney Review

A licensed attorney in your state reviews every document for accuracy and compliance. No document ships without human legal verification.

Fund Your Trust

Our Trust Funding Concierge retitles your real estate, bank accounts, and investments into the trust so it actually protects your family.

Ready to Protect Your Family?

Start Your Revocable Living Trust Today

Join thousands of families who have secured their legacy with DynastyOS. Attorney-reviewed documents delivered in 72 hours. Trust funding included.

Get Started — $99/month

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Common Questions

Frequently Asked Questions

What is the difference between a revocable living trust and a will?

A will only takes effect after death and must go through probate, a court-supervised process that can take months and costs thousands. A revocable living trust takes effect immediately, avoids probate entirely, provides for incapacity management, and keeps your affairs private. Most comprehensive estate plans include both a trust and a pour-over will as a safety net.

Can I change my revocable living trust after it is created?

Yes. Because the trust is revocable, you can amend, modify, or completely revoke it at any time during your lifetime as long as you are mentally competent. Common amendments include adding or removing beneficiaries, changing distribution terms, and updating trustee designations. DynastyOS includes unlimited amendments with your subscription.

Does a revocable living trust protect assets from creditors?

No. Because you retain full control and can revoke the trust at any time, assets in a revocable living trust are still considered yours for creditor and liability purposes. If you need asset protection, consider an irrevocable trust structure. Our AI can recommend the right combination of trust types based on your specific situation.

Do I need to retitle my assets into the trust?

Yes. A trust only controls assets that are properly titled in its name. This process is called trust funding. Without it, your assets may still need to go through probate. DynastyOS includes a Trust Funding Concierge that handles all retitling of real estate, bank accounts, and investment accounts for you.

Does a revocable living trust reduce estate taxes?

A revocable living trust by itself does not reduce estate taxes because the assets are still considered part of your taxable estate. However, a revocable trust can contain provisions (such as A/B trust planning for married couples) that help minimize estate taxes. For advanced tax planning, our AI may recommend pairing your revocable trust with irrevocable structures like SLATs, GRATs, or ILITs.

Protect Your Family With the Most Trusted Trust Structure in America

Avoid probate. Maintain control. Ensure privacy. Start with a free consultation and have your attorney-reviewed trust documents in 72 hours.

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